From Canada to Arizona,
Thoughtfully Guided
White-glove service for Canadian buyers and sellers navigating seamless real estate transactions across the border.
As a Canadian who made Arizona home in 2006, Amy Koch brings both personal perspective and over 15 years of local expertise to every cross-border transaction. She works with Canadian buyers, sellers, second-home owners, and investors to create a refined, highly personalized experience built on clarity, trust, and seamless execution from start to finish.
Amy Made the Move. Now She Helps You Do the Same.
Amy Koch grew up in Vancouver, spent years in Calgary, and made the decision to relocate to Scottsdale in 2006. She knows what it's like to research a market from 2,000 miles away, figure out cross-border financing, and wonder whether the move will actually work out.
It worked out. And over the past 15 years, Amy has used that firsthand experience to help hundreds of Canadian families make the same transition. Whether you're a Canadian buying home Arizona for winter, making a permanent relocation, or investing in Arizona real estate, she knows exactly what's involved and how to make the process as smooth as possible.
What Canadian Buyers Need to Know About Arizona
Currency & Exchange Rates
The CAD/USD exchange rate significantly impacts your purchasing power. Amy works with cross-border financial specialists who help you time transfers and structure payments to minimize currency risk.
Tax Implications
Owning property in the US as a Canadian has tax obligations in both countries, including reporting requirements to the Canada Revenue Agency. Amy connects you with cross-border CPAs who specialize in Canadian-American real estate transactions.
US Financing Options
Canadian buyers can access US mortgages through select lenders who work with foreign nationals. Down payment requirements are typically 25% to 30% for non-resident buyers. Amy has lender relationships specifically for this.
ITIN & Documentation
You'll need an Individual Taxpayer Identification Number (ITIN) for tax purposes. Amy guides you through the application process and connects you with specialists who handle the paperwork.
Property Types & Use
Whether you're buying a primary residence, seasonal home, or investment property, the process and tax treatment differ. Amy helps you understand the implications of each scenario before you commit.
Insurance & Maintenance
Insuring a US property as a Canadian owner requires specific coverage. Amy connects you with insurance providers experienced in non-resident policies and can recommend property management for seasonal homes.
Top Communities for Canadian Buyers
Desert Ridge
Master-planned living with resort amenities, top schools, and easy freeway access. Popular with Canadian families buying home Arizona permanently.
North Scottsdale
Golf, hiking, and luxury living in the Sonoran Desert. Grayhawk, DC Ranch, and Troon attract Canadian buyers looking for the premium Arizona experience.
Fountain Hills
Small-town charm with mountain views at a lower price point than Scottsdale. A favorite for Canadian retirees and seasonal residents.
How It Works for Cross-Border Buyers
Initial Consultation (Remote)
Amy connects with you via video call to discuss your goals, budget, timeline, and property preferences. She'll explain the cross-border process and answer your questions about buying in Arizona.
Financial Preparation
Connect with Amy's cross-border lender and CPA contacts to understand financing options, tax implications, and ITIN requirements. Get pre-approved before you visit.
Property Search & Virtual Tours
Amy curates listings based on your criteria and provides video walkthroughs, neighborhood tours, and detailed market data so you can narrow your options before traveling.
In-Person Visit & Offers
When you're ready, fly down and tour your shortlisted properties in person. Amy schedules everything efficiently so you maximize your time in Arizona.
Closing & Setup
Amy coordinates the remote-friendly closing process, connects you with utility providers, insurance, and property management if needed. You'll be move-in ready.
What Canadian Buyers Say
We spent two years thinking about buying in Arizona before we found Amy. The moment we spoke, we knew she was the right person. She's Canadian, she's been through the process herself, and she made everything feel manageable. We closed on our Desert Ridge home in 45 days from our first tour.
Amy handled our entire purchase from Toronto. Video tours, digital paperwork, cross-border tax guidance, everything. We didn't fly down until we were ready to see our top three properties, and we made an offer on the second day. She saved us time and money we didn't even know we could save.